Finance Tools
Calculate loans, investments, taxes, and more with our accurate finance tools.
Featured
EMI Calculator
★ HotCalculate monthly EMI for personal loans, home loans, and vehicle loans instantly.
SIP Calculator
★ HotCalculate returns on your Systematic Investment Plan (SIP) investments over time.
GST Calculator
★ HotCalculate GST amount, original price, and final price instantly. Supports all GST slabs: 5%, 12%, 18%, 28%. Works for both inclusive and exclusive GST.
Income Tax Calculator
★ HotCompare Old vs New tax regime for FY 2024-25. Enter your salary, deductions, and HRA to instantly see which regime saves you more money.
SIP Step-Up Calculator
★ HotCalculate SIP returns with annual step-up (top-up). See how increasing your SIP by 10% every year dramatically grows your wealth vs a flat SIP.
Rent vs Buy Calculator
★ HotShould you rent or buy a home? See the break-even point, total cost of ownership vs renting, and which option wins over 5, 10, 20 years.
Budget Planner
★ HotTrack income and expenses, visualize spending by category with a live SVG pie chart, and see your monthly savings rate.
India Income Tax Calculator 2025-26
★ HotCalculate your India income tax under both New and Old Tax Regime for FY 2025-26. Includes standard deduction, 87A rebate, and surcharge.
Mortgage Calculator
★ HotCalculate monthly mortgage payments, total interest, and full amortization schedule for home loans.
Compound Interest Calculator
★ HotCalculate compound interest growth with annual, quarterly, monthly, or daily compounding. See year-by-year growth table.
Currency Converter
★ HotConvert between 170+ world currencies with live exchange rates. Fast, accurate, and free.
All Finance Tools
(12)FD Calculator
Calculate Fixed Deposit maturity amount and interest earned. Supports simple interest, compound interest, and quarterly compounding options.
PPF Calculator
Calculate your Public Provident Fund returns year by year. See total investment, interest earned, and maturity amount over 15 years at the current PPF interest rate.
HRA Exemption Calculator
Calculate your exact House Rent Allowance (HRA) tax exemption. Based on actual rent paid, basic salary, and city tier (metro vs non-metro).
Gratuity Calculator
Calculate your gratuity amount as per the Payment of Gratuity Act. Enter years of service and last drawn salary for instant results.
Loan Comparison
Compare up to 3 loans side by side. See which bank's offer saves you the most in total interest — factor in processing fees and prepayment.
Salary Hike Calculator
Project your salary growth over 10–20 years with custom hike percentages. See inflation-adjusted real value and when you hit your target CTC.
Tip Calculator
Split bills and calculate tips instantly. Choose tip percentage, split among multiple people, and see exact per-person amounts.
Discount & Sale Price Calculator
Calculate discounted price, original price, or discount percentage. Great for shopping, retail pricing, and coupon calculations.
Loan Eligibility Calculator
Estimate how much home loan or personal loan you're eligible for based on income, existing EMIs, and bank norms. Works for all Indian banks.
Percentage Calculator
Calculate percentages in 5 different ways: what % of X, X is what % of Y, % change, % increase/decrease, and reverse percentage.
ROI Calculator
Calculate Return on Investment (ROI), annualized ROI, and break-even point for any investment.
Retirement Calculator
Plan your retirement savings. Calculate how much you need, what to save monthly, and when you can retire.
About Finance Tools on ZIAIZ
Our finance tools help individuals and businesses plan their money smarter. From EMI and SIP calculators to GST, invoice generators, and budget planners — every tool gives instant, accurate results.